Programs

Four ways to
fund your next deal.

Every Lendoor program is built for the investor's tempo. Transparent terms, quick quotes, and underwriting that actually understands real estate.

Submit your deal
01 / PROGRAM

Ground-up construction

High-leverage financing for vertical construction, spec builds, and ADUs. Built for experienced builders who close on time.

Best for
Experienced builders doing 1–20 unit spec work who need speed and high leverage.
Use cases
  • 1–20 unit spec projects
  • Accessory dwelling units
  • Infill developments
  • Build-to-rent portfolios
Get a quoteTalk to a loan officer
Max LTC
92.5%
Max LTV
75%
Loan size
$250K – $10M
Term
12–24 months
Rate
From 8.75%
Min FICO
640+
Interest reserves
Included
02 / PROGRAM

Fix & Flip

Short-term, high-leverage financing for single-family and small multifamily flippers. Up to 100% LTV + 100% rehab for experienced investors with 720+ credit and 10+ completed deals. High FICO / Zero Experience Program available at 90% LTV as well.

Best for
Flippers who need to move on competitive deals. First time investors and luxury / heavy rehab investors excel with Lendoor.
Use cases
  • Single-family flips
  • 2–4 unit value-add
  • Luxury Fix and Flip
  • Heavy Rehab / Expansion
Get a quoteTalk to a loan officer
LTV + 100% rehab
100%
Max LTV
100%
Rehab funding
100%
Loan size
$125K – $3M
Term
12–18 months
Rate
From 8.75%
Min FICO
640+
03 / PROGRAM

DSCR / Rental

Qualify on property cash flow, not personal income. Purchase, refi, or cash-out with 30-year fixed options.

Best for
Buy-and-hold investors building long-term portfolios with predictable monthly payments.
Use cases
  • Single-family rentals
  • Short-term rental (STR) properties
  • Small multifamily (2–10 units)
  • BRRRR refis
Get a quoteTalk to a loan officer
LTV · 30-yr fixed
85%
Max LTV (purchase)
85%
Max LTV (cash-out)
80%
Loan size
$100K – $3.5M
Term
30-yr fixed, 5/1, 7/1 ARM
Rate
From 5.99%
Income docs
Not required
04 / PROGRAM

Bridge / No Rehab

Short-term bridge financing with no rehab required. Transition between acquisitions, stabilizations, and exits without losing momentum.

Best for
Investors who need capital now and will refinance or exit within 24 months.
Use cases
  • 1031 exchanges
  • Portfolio stabilization
  • Auction purchases
  • Bridge to long-term financing
Get a quoteTalk to a loan officer
LTV · 5–7 day close
80%
Max LTV
80%
Loan size
$150K – $5M
Term
6–24 months
Rate
From 9.50%
Prepay penalty
None
Close in
5–7 days
Side by side

Compare every program.

Metric
Ground-up
Fix & Flip
DSCR / Rental
Bridge
Max leverage92.5% LTC100% LTV + rehab85% LTV80% LTV
Typical term12–24 mo12–18 mo30 years6–24 mo
Rehab funded100%100%N/AN/A
Income docsNot requiredNot requiredNot requiredNot required
Min FICO640640660660
Time to close14–21 days7–14 days14-21 days7-10 days
Starting rate8.75%8.75%5.99%9.50%
READY WHEN YOU ARE

Submit your
next deal.

Quote in 24 hours. Fund in days. Build, flip, or hold - with capital that moves at investor tempo.

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Dana Lefkowitz NMLS# 1997062. Loans originated through Lendoor LLC in partnership with licensed mortgage brokers. NMLS Consumer Access: nmlsconsumeraccess.org.

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