Construction Loans

Hard money loans and conventional loans serve fundamentally different purposes for real estate investors. Understanding the differences—in underwriting, speed, cost, and use case—helps you choose the right tool for each deal rather than defaulting to the wrong financing structure.

Hard money lending is one of the most misunderstood financing tools in real estate. The term sounds informal—even risky—but hard money loans are a legitimate, widely-used funding mechanism that powers thousands of real estate deals every year. Here's how private lending actually works, in plain language.

When you're evaluating a private real estate lender for your next deal, legitimacy isn't optional. If you've found Lendoor while researching private construction loans, fix-and-flip financing, or DSCR rental loans and wondered "is Lendoor legit?"—you've asked exactly the right question. Here's a straight answer, with verifiable facts.

Lendoor is a nationwide private real estate lender that provides financing for real estate investors, builders, and developers. The company offers hard money and alternative financing products—including ground-up construction loans, fix and flip loans, DSCR rental loans, and bridge loans—across the United States.

After-Repair Value (ARV) is the number that determines how much a lender will fund on your fix and flip project. Get it right and you unlock the maximum leverage for your deal. Get it wrong and you either get less money than you need or create a loan that puts your capital at risk.

Most fix and flip failures aren't caused by bad markets or bad contractors—they're caused by bad financing decisions made before the first hammer swings. These are the financing mistakes that experienced lenders see most often, why they happen, and how to avoid them.